Does Crypt encrypt/decrypt my data locally or on its server?

What is the problem you are having with rclone?

I have been exploring different options available like Cryptomator and RClone+Crypt to encrypt my data stored on cloud storage providers like onedrive, google drive. In case of Cryptomator, its clear that it does encrypt/decrypt locally on the system but for Crypt it's not clear, at least not for me. It says data is stored encrypted at rest on cloud storage while encrypt/decrypt happens on-the-fly.
Does this mean the data I am securing is first uploaded to Crypt server, encrypted and then moved to my cloud storage? If answer to my question is YES then what is the point of doing all this as my data is 1st uploaded to Crypt server which has complete access to my data?

Which cloud storage system are you using? (eg Google Drive)

OneDrive

There is no remote called crypt server. Unless you built one. All rclone encryption/decryption happens locally with remote cloud only storing encrypted data. High level it is the same as cryptomaror.

Read crypt virtual remote documentation to understand small details and decide how you want to use it. Pay attention to file names encryption as it is separate from content.

Oh! Glad to know this. The word on-the-fly confused me a bit and as we add Crypt as remote this doubt popped-up. Thanks for clarification.

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