I have no idea as I am not using it. Maybe some rclone users use the same software as well so hopefully somebody can point you into the right direction.
You should also look at what is the reason of MergerFS not starting - you have to capture some logs and errors.
The only thing I can extract with journalctl -xe is the following, not sure if this would help.
Thank You
Hint: You are currently not seeing messages from other users and the system.
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¦¦ Subject: A start job for unit UNIT has finished successfully
¦¦ Defined-By: systemd
¦¦ Support: https://www.debian.org/support
¦¦
¦¦ A start job for unit UNIT has finished successfully.
¦¦
¦¦ The job identifier is 5.
Jul 23 04:12:26 10925252 systemd[1307]: Reached target Basic System.
¦¦ Subject: A start job for unit UNIT has finished successfully
¦¦ Defined-By: systemd
¦¦ Support: https://www.debian.org/support
¦¦
¦¦ A start job for unit UNIT has finished successfully.
¦¦
¦¦ The job identifier is 2.
Jul 23 04:12:26 10925252 systemd[1307]: Reached target Main User Target.
¦¦ Subject: A start job for unit UNIT has finished successfully
¦¦ Defined-By: systemd
¦¦ Support: https://www.debian.org/support
¦¦
¦¦ A start job for unit UNIT has finished successfully.
¦¦
¦¦ The job identifier is 1.
Jul 23 04:12:26 10925252 systemd[1307]: Startup finished in 1.008s.
¦¦ Subject: User manager start-up is now complete
¦¦ Defined-By: systemd
¦¦ Support: https://www.debian.org/support
¦¦
¦¦ The user manager instance for user 1000 has been started. All services queued
¦¦ for starting have been started. Note that other services might still be starting
¦¦ up or be started at any later time.
¦¦
¦¦ Startup of the manager took 1008135 microseconds.
Jul 23 04:12:41 10925252 sudo[1332]: pluto : TTY=pts/2 ; PWD=/home/pluto ; USER=root ; COMMAND=/usr/bin/systemctl start rclone@pluto
Jul 23 04:12:41 10925252 sudo[1332]: pam_unix(sudo:session): session opened for user root(uid=0) by pluto(uid=1000)
Jul 23 04:12:41 10925252 sudo[1332]: pam_unix(sudo:session): session closed for user root
Jul 23 04:12:53 10925252 sudo[1337]: pluto : TTY=pts/2 ; PWD=/home/pluto ; USER=root ; COMMAND=/usr/bin/systemctl status rclone@pluto
Jul 23 04:12:53 10925252 sudo[1337]: pam_unix(sudo:session): session opened for user root(uid=0) by pluto(uid=1000)
Jul 23 04:12:57 10925252 sudo[1337]: pam_unix(sudo:session): session closed for user root
Jul 23 04:13:13 10925252 sudo[1342]: pluto : TTY=pts/2 ; PWD=/home/pluto ; USER=root ; COMMAND=/usr/bin/systemctl enable mergerfs@pluto
Jul 23 04:13:13 10925252 sudo[1342]: pam_unix(sudo:session): session opened for user root(uid=0) by pluto(uid=1000)
Jul 23 04:13:13 10925252 sudo[1342]: pam_unix(sudo:session): session closed for user root
Jul 23 04:13:32 10925252 sudo[1361]: pluto : TTY=pts/2 ; PWD=/home/pluto ; USER=root ; COMMAND=/usr/bin/systemctl start mergerfs@pluto
Jul 23 04:13:32 10925252 sudo[1361]: pam_unix(sudo:session): session opened for user root(uid=0) by pluto(uid=1000)
Jul 23 04:13:32 10925252 sudo[1361]: pam_unix(sudo:session): session closed for user root
Jul 23 04:16:05 10925252 sudo[2844]: pluto : TTY=pts/2 ; PWD=/home/pluto ; USER=root ; COMMAND=/usr/bin/systemctl status mergerfs@pluto
Jul 23 04:16:05 10925252 sudo[2844]: pam_unix(sudo:session): session opened for user root(uid=0) by pluto(uid=1000)
Jul 23 04:16:34 10925252 sudo[2844]: pam_unix(sudo:session): session closed for user root
Jul 23 04:20:55 10925252 sudo[12475]: pluto : TTY=pts/2 ; PWD=/etc/systemd/system ; USER=root ; COMMAND=/usr/bin/nano mergerfs@.service
Jul 23 04:20:55 10925252 sudo[12475]: pam_unix(sudo:session): session opened for user root(uid=0) by pluto(uid=1000)
Jul 23 04:22:23 10925252 sudo[12475]: pam_unix(sudo:session): session closed for user root
Jul 23 04:22:40 10925252 sudo[16717]: pluto : TTY=pts/2 ; PWD=/etc/systemd/system ; USER=root ; COMMAND=/usr/bin/systemctl restart mergerfs
Jul 23 04:22:40 10925252 sudo[16717]: pam_unix(sudo:session): session opened for user root(uid=0) by pluto(uid=1000)
Jul 23 04:22:40 10925252 sudo[16717]: pam_unix(sudo:session): session closed for user root
Jul 23 04:23:42 10925252 sudo[19272]: pluto : TTY=pts/2 ; PWD=/home/pluto ; USER=root ; COMMAND=/usr/bin/systemctl restart mergerfs@pluto
Jul 23 04:23:42 10925252 sudo[19272]: pam_unix(sudo:session): session opened for user root(uid=0) by pluto(uid=1000)
Jul 23 04:23:42 10925252 sudo[19272]: pam_unix(sudo:session): session closed for user root